INSURING A HAIL DAMAGED CARAVAN?

Get yourself the services of a broker.
Cheers,
Peter
OKA196 motorhome

There is no up side for an insurer taking on a damaged car / house / caravan etc. If the damage was very minor you might fluke an insurer who will consider it with an independent report attesting to its condition including photos. In reality though insurers only want to insure things that sit inside the nine dots. The main reason they don't want it is that if you make a claim in the future the pre existing damage compromises the repair - particularly if the next claim is the result of another hail storm.
I would normally be an advocate for the suggestion of getting a broker involved but unless you have an existing relationship you will struggle to get one interested in something like this.
Your best bet is to approach the insurer who you have other business with (the more the better) and offer to get a report, carry a higher excess, and accept an exclusion for all pre existing damage. If/when they say no, ask for it to be escalated. Beyond that I can't offer much more.
Good luck.

Hey Trev
What about some more thought about repairs?
A decent fibreglass repairer would be able to make it look like new ….. and then look at insurance.

Cheers
Jim

We weren't able to find anywhere that it was a write off or a repairable write off. In Fact I had no problems registering it.

I guess a pertinent question , Trev, is ............ would YOU insure an already damaged vehicle ?
I don't think you'll find someone, but if you do, good luck to you.

Still think you should get a quote for repairs.

Cheers
Jim

I had a caravan that was hail damage, very slight to me and only noticeable when the sun was on it.The quote to fix it was $25,000 and the insurance company wrote it off,could not find anyone to insure it if I brought it ,had to be fixed first.